Whether you are a business traveler or looking to study abroad you should really consider having some sort of illness. Going to a new place could mean that you aren’t immune to the diseases that are there. You could possibly get injured and that could drain all the money you have as well. Getting worldwide health insurance is actually rather simple and there are many providers on the market. Selecting the right plan for your needs is probably the most difficult part of the process. Many schools offer special insurance to their students which could be the best option for you. Consult with school administration to see if they have any options available, if not you should look at other private options as well.
The answer is simple, to protect you while you are abroad. Just as when you are home, it is good to have some sort of coverage. A worldwide health insurance plan will make sure that you can get the treatment you need when you aren’t in your home country. Health insurance costs in the US are expensive compared with other countries, but that doesn’t necessarily make everywhere else in the world affordable. If you are a student then you should really have some form of insurance. Being in close areas with other people helps spread disease. If you aren’t used to any areas germs you are particularly at risk.
Anybody who is going to spend a decent amount of time in another country should have worldwide health insurance. This will help them know that the money they have allocated for the trip will be there. The insurance will pay for coverage in the hospital, and may actually help you to get home as well. Being prepared is essential, especially if you are going to be so far away from home. Do some research and find a plan that is both affordable and comprehensive.