Medicare supplemental insurance can be considered by some, a necessary essential for senior citizens. Medicare Part A and Medicare Part B can leave large coverage gaps. An inpatient or extended stay in the hospital can cost the patient over 1,000 dollars, if just covered by Florida Medicare Insurance. If the patient suffers from a chronic illness and makes frequent visits to the doctor, the medical bills can be extraordinarily high. Florida Medicare Supplemental Insurance helps to fill in the gap between what is covered by insurance and patient responsibility. This type of supplemental insurance is a high necessity for seniors. Many senior citizens are unemployed and use some type of retirement or government aid to support themselves financially.
There are around ten different types of Medicare Supplemental Insurance in the state of Florida. There is a large amount of variation among the different types of supplemental insurance, making it easier to find the one that suits your unique health and financial needs. An easy and simple way to determine the amount of coverage a particular supplement plan offers would be to look at how many coverage gaps it fills. Medicare Part A and Medicare Part B have nine coverage gaps. Medicare Supplement Part A, for example, would only cover four of nine gaps. Medicare Part B covers five of the coverage gaps. Both the supplement plan for Medicare Part A and B have a lower premium than a plan that offers more coverage. Florida Medicare Part F covers all gaps, but has a high monthly premium. When choosing your coverage you need to look at your overall health and the money that you have.