Many seniors wonder how to enroll in Medicare. The process is relatively simple. First, Medicare is administered by the Social Security Administration. When a senior turns 65, it is their responsibility to apply for Medicare coverage if they do not already receive Social Security benefits. In fact, three months before your 65th birthday, a senior should apply for Medicare coverage. You will need to visit a Social Security office to apply for this benefit; it is best to call and schedule an appointment with a representative. The Social Security representative will tell you what items to bring to the office. There are several ways for a person to learn how to enroll in Medicare.
A person that receives Social Security benefits or Railroad Retirement Board benefits will automatically be enrolled in Medicare. You will receive a card three months before your 65th birthday. This card entitles you to Medicare Part A and Medicare Part B. If you do not currently receive Social Security benefits, you can also apply online for these benefits and Medicare.
Those that become disabled before they reach age 65 must wait 24 months to enroll in Medicare. You will automatically be eligible for Medicare benefits on the 25th month. There is no need to enroll in Medicare; you will receive a card about three months before your eligibility date. Some disabled persons can receive Medicaid health coverage during the 24 months that they are not eligible for Medicare. Medicaid is based on financial need. It is best to check with your Human Services department in your area.
There are several ways to enroll in Medicare Part D. Those that are already on Medicare can complete the paperwork of the insurance company and mail it in. You will have to do your research on the different insurance companies that offer Medicare Part D coverage. Different companies offer various benefits that can greatly affect your health care coverages.